For those of you that have never been poor, let me give you an example of the daily trials and tribulations. Today, if I don’t come up with $260.40 cash our electricity gets cut off. Now, the last time I waited until the day of the cut off to pay it we still got cut off. Cash? Why not call it in over the phone? Oh, that’s because of 2 bounced checks in my history that cause me to have to pay at the office in person (roughly a 1 hour round trip waste of my day that could have been spent generating money to pay the bills). They won’t accept credit cards from me either.