Nothing takes a stressful day and heightens it quiet like having a visit from the Sheriff’s department first thing in the morning. So we are late out the door to get Sarah to school. Evan, Molly and I lead out and I see a non-descript car sitting in the cove. Driver spots me and rolls over to the driveway. Oh hell. I prepare myself for bad news. Sure enough, it’s a deputy here to serve a summons to court on a bad debt but not for me. He gets out. Molly lunges and barks (brilliant!). He’s looking for my ex-wife and despite the number of times I have communicated back to the company trying to collect on her that she hasn’t been here for the better part of a decade, they still tried to serve her at this address. The deputy was very kind and polite and offered to riddle the records with notes that she doesn’t live here. He said hopefully the collection agency will stop bothering us.
How the heck can they still be serving summons’ for debt that old?
The real problem is that these collections agencies sell the debt to each other, and so even if one HAS information, they don’t include it, because it would make the debt worth less when they sell it to the other agency, so you get to start the process all over again.
However, there is a time limit on debt collection (varies by State), and after a certain amount of time, they can no longer file suit (or report it to collection agencies), and I didn’t think any State was longer than 10 years.
I’m sure the debt is recent. They probably just don’t know how to get in touch with her. Mail comes in her name occasionally so somewhere some computer thinks she lives here.
Wonder why that is.